While I have never purchased an animal sight unseen, I know that in the horse industry it is not unusual for a foal to be sold long before it has been weaned. Sometimes foals are sold before they are born.
While I am suspect of the seller's demand for insurance, in these days of crazy lawsuits, the seller is probably just trying to protect themselves.
The question that needs to be answered regarding this particular seller is what kind of reputation does the seller have? What kind of place does he have? You might ask the seller his reasons for requiring insurance.
There would be other questions, too. Such as, how would any medical issues be handled and the related cost. Lots to think about in this kind of purchase. But buying anything, whether livestock or material items, can be a gamble.
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Today's Featured Article - New Life for an Old Allis - by Tyler Woods. My friend Jon, has an old '39 Allis Chalmers B. He thought it a marginal tractor that had long since served its time. She smoked terribly and never had much power but he couldn't afford another so he was limping along with what he had. Jon's Allis has a small front loader and though it doesn't carry much, it serves his needs. It was the hard starting and low power that made him think it was time to replace the old girl. Jon called me to help him discover why his tractor wouldn't start
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