I tell many folks to be very carefull even asking a insurance company about coverage. A friend asked if she was insured, and they said no. A week later they droped her as sh was high risk. Another lady friend was canceled because she was high risk. He husband had had his knees operated on about 11 years before. Oh yea, a important fact is he died 10 1/2 years before. She had never had a claim of any nature, and that was her husbands only claim. Their policy was about twenty years in force prior to his death, and no doctor or hospital conected to his death.
We should perhaps list all the insurance company facts on a web site, along with the insurance company name etc. Their denial of claims etc. I'm sure they have attorneys on speed dial, and they collect enough of our money to pay the attorneys.
In all fairness, when it comes to wind damage, insurance companies suck at the way they throw money awy. Rotten wood, poor construction, poor design, overgrown, and half dead trees, and a total lack of maintinance. Let me add again poor construction. I would guess 50% of the claims should not be paid out that I see, and repair.
One good thing is our insurance company now does not pay for tear off, new plywood etc. They pay to only tear off the top layer of shingles.
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Today's Featured Article - New Life for an Old Allis - by Tyler Woods. My friend Jon, has an old '39 Allis Chalmers B. He thought it a marginal tractor that had long since served its time. She smoked terribly and never had much power but he couldn't afford another so he was limping along with what he had. Jon's Allis has a small front loader and though it doesn't carry much, it serves his needs. It was the hard starting and low power that made him think it was time to replace the old girl. Jon called me to help him discover why his tractor wouldn't start
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