Currently in the process of almost closing a construction loan... they changed the rules part way through the process that cause us to have to pay more costs up-front - previously some or all of the closing costs could be rolled into the loan, changed the rules so we can't do that. Had to come up with a pile of money for closing costs within a week. Luckily Dad had a good harvest and was willing to pay a year's wages in advance to me!
One thing I hate is that they said we qualify for a $2400 per month mortgage payment... that would break us in about two months because we need to eat and drive to work!
Getting a loan/building a house is the MOST stressful thing we have ever been through in our lives!
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Today's Featured Article - Tractor Hydraulics - The Basics - by Curtis Von Fange. Hydraulics was one of the greatest inventions for helping man compound the work he can do. It’s amazing how a little floor jack can lift tons and tons of weight with just the flick of a handle. What’s even more amazing is that all the principals of hydraulic theory can be wrapped up in such a small package. This same package applies to any hydraulic system from the largest bulldozer to the oldest and smallest tractor. This short series will take a look at the basic layout of a simple hydraul
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