Check your local zoning regulations. To go full time on your own, you may have to rent or lease a location that conforms to local zoning regs. That could be a deal breaking expense, and would be the first thing I would consider. Local officials may not notice, or care, if you're doing sideline work in, say, the garage at your house, while going full time would be a whole different ball game.
As someone else said, insurance would probably be the next biggest expense. Other expenses can sneak up on you. Does your wife work, in case you have a slow month, or get sick and can't work for a week? I'm not trying to discourage you, but you need to go into it with your eyes open.
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Today's Featured Article - New Life for an Old Allis - by Tyler Woods. My friend Jon, has an old '39 Allis Chalmers B. He thought it a marginal tractor that had long since served its time. She smoked terribly and never had much power but he couldn't afford another so he was limping along with what he had. Jon's Allis has a small front loader and though it doesn't carry much, it serves his needs. It was the hard starting and low power that made him think it was time to replace the old girl. Jon called me to help him discover why his tractor wouldn't start
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