If they planted it then they obviously thought it was on their property, as they stated. Since they planted it, and it was (they thought), on their porperty they thought they could cut it down. No one should not be required to hire a survey before you cut a tree! Unless you somehow informed them where the line was when you bought your property (doubtful) you are likely out of luck.
How in the world would you even think that insurance would get involved? If anything you are accusing them of a criminal act (vandalism). Be careful about what you start. I am amazed at the things that will set some folks off.
Live with it and move on. This is the price we pay for living close together.
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Today's Featured Article - New Life for an Old Allis - by Tyler Woods. My friend Jon, has an old '39 Allis Chalmers B. He thought it a marginal tractor that had long since served its time. She smoked terribly and never had much power but he couldn't afford another so he was limping along with what he had. Jon's Allis has a small front loader and though it doesn't carry much, it serves his needs. It was the hard starting and low power that made him think it was time to replace the old girl. Jon called me to help him discover why his tractor wouldn't start
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