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Re: Car insurance question


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Posted by Steven-id on August 17, 2017 at 22:48:10 from (216.201.71.75):

In Reply to: Car insurance question posted by rrlund on August 16, 2017 at 17:50:10:

I have a 1999 Dodge 3500 with the cummins in it. A year ago last October i was coming home from camping and had about a half a cord of wood in the back. I would have had more but it has the tool box in the front of the bed. Coming down the road a lady comes up to the stop sign and slows down but doesn't stop and pulls right out in front of me. I am 2 miles from home on a Sunday afternoon so I just had my brother come tow me home( I figured the wood needed to come out before it could be repaired anyway). Her insurance adjuster came out and looked at it and figured a 7600.00 repair. This pickup only had 97000 miles at the time. He estimated the value of the pickup at 12,750.00 and said ok we will fix it and not total it. He also asked if I needed a rental and I said no(HUGE mistake).
I had a local body shop come get it and take to repair. I called middle of Nov. checking to see how long to be done and they are still gathering parts for it. I called the ladies insurance and said I still needed to get another cord of wood for winter heat. She said she would pay for a rental so I could go get my fire wood. I told her nobody was going to want to rent me a pickup to go get firewood in. So she said she could just pay me for x number of days rental and I could buy a cord of wood. When all was said and done when I got the pickup back( 3 days before Christmas) the total bill to her insurance was 12,200.00 plus my firewood. The adjuster had missed so many things on his estimate but every time the body shop found something new they called him and he said to just fix it.
I know that is not the normal but I was sure pleased.

Steven


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