I've bought one vehicle with it and now I don't. It depends upon your circumstances, back in 96 I had just changed jobs due to layoff and the new job included a lot of travel. I wanted the wife's car to be dependable. So I bought the warranty in case of issues when I was out of town, and to avoid large expenses until I got some time on the new job. The vehicle was a dependable one but had a couple issues in the extended warranty period, so I guess I maybe broke even dollar-wise, but the peace of mind was worth something to me. Now I don't buy the the extended warranty, I'm home all the time to deal with those kind of issues and much better off financially in case of big repair expenses. This year we purchased a new car but kept the old one (with 200k they wouldn't give me anything for it anyway, and its still a good reliable car) so its a spare in case we have one of the others that needs service.
In my experience if you can work on your own stuff, having a good spare vehicle is probably better insurance than the warranty because license and insurance is usually cheap on it, and it gets you time to deal with the issues without being down a critical vehicle.
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Today's Featured Article - Harvestin Hay: The Early Years (Part 2) - by Pat Browning. The summer of 1950 was the start of a new era in farming for our family. I was thirteen, and Kathy (my oldest sister) was seven. At this age, I believed tractor farming was the only way, hot stuff -- and given a chance I probably would have used the tractor, Dad's first, a 1936 Model "A" John Deere, to go bring in the cows! And I think Dad was ready for some automation too. And so it was that we acquired a good, used J. I. Case, wire tie hay baler. In addition to a person to drive th
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