Maybe you missed it or I did not explain it good enough.
In 2017 this will all come back to the table. Fema wants everyone to pay their share based on their risk. Problem is how does someone go from paying hundreds of dollars to thousands of dollars for insurance. Lets say they raise your tornado and hail coverage to $12,000 next year. Or lets say if your house is destroyed by a tornado you can not rebuild unless you jump threw many many hoops. No way can the average joe pay it and now your home is worthless because no one would buy it and take on a 12k insurance policy. So congress is "THINKING" about combining flood; hail; earthquake; and tornado; just to name a few into one pool. I have a flood risk of $3000 and you have a tornado risk of $1000. So under the proposed new rules we would each pay $2000.
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Today's Featured Article - Fasteners: The Nuts and Bolts of Nuts and Bolts - by Curtis Von Fange. The nuts and bolts of nuts and bolts is an interesting and essential piece of knowledge that applies to our older tractors. An improperly torqued capscrew on an engine head or a shear bolt that is too hard on the driving shaft of a bushog can create havoc and make an expensive and uncalled for repair. Let’s examine the purpose and design of these fasteners in order to ensure their proper use. Fasteners are probably one of the aspects of mechanics that is given the least amount of thought.
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