Posted by VaTom on January 19, 2015 at 09:02:47 from (70.32.219.33):
In Reply to: Reverse Mortgage posted by Keith Molden on January 19, 2015 at 08:38:07:
The devil is in the details. Probably you would do well to get expert advice for that contract. A friend here signed his, then discovered that his appraisal was worthless. The new appraisal came in $100,000 less.
It did solve his cash flow problem, but cost a lot more than he expected. Unlikely he'll live long enough to need long term care, but Medicaid will be his solution.
He relied on a Realtor friend for advice. I know the guy, and would not have. There's no substitute for fully understanding exactly what you're getting into.
Another option would be to sell the house and retain a life estate.
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