Posted by JD Seller on January 30, 2013 at 09:43:29 from (208.126.196.144):
My maternal Grand Mother spent the last 12 years in a nursing home with Alzheimer's. She did not have many assest but when her money started to get down there she was allowed to setup a burial fund or prepay for the services. She still had a fair number of "Good" days when we setup her prepaid funeral. I took her and she picked out what she wanted. She and the Director set down an wrote out how she wanted everything done. The funeral director than drove us both down to a local lawyer here in town. The lawyer read it over and wittnessed it all. He made four copies. One for his records, one for My Grand Mother, One for me (I was her Gaurdian) and one for the director.
Fast forward eleven years. My Grand Mother finally lost her battle with Alzheimer's. The funeral director came and took care of everything. We had the whole thing exactly like she wanted it to be. I never even had to tell him a single thing. A few days after the services I recieved a statement from him marked paid in full.
I know darn good and well that the cost had risen quite a bit during the prior eleven years. I went and asked him about it. He said he is required by state law to have a bonded account that all these type of funds go into. It does draw interest.
HE says he does not even worry about the differences. He says he made the original deal and his word was going to be binding as long as he ran his funeral home.
It must be working he and his sons own four funeral homes now. They all seem to be real busy. Plus I naver have heard a bad word about them.
I guess it all depends on the people involved. I know of another home that carried a funeral cost for almost ten years. The family was real poor and the widow sent a payment each month. When she died many years later that funeral home director had the service and billed the family ZERO. He said she had proven her worth to him so she earned a good service. Good man!!
That type of thing would be rare in todays business climate. The local business men have been replaced with corperations. So there is no "heart" in the business climate anymore. That will eventually be the down fall of this country. The lack of careing for your fellow man will sink this country.
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