Funny, this topic should come up because I just purchased a 20 year term policy which would allow the remaining (small) balance on the farm to be paid-off with some extra.
I'm 61 and longevity is not on my side of the family so it's a good hedge..
Sure when the kids were growing up and we had the big house sort of speak, my insurance needs were greater. But not now..
I often muse about how much money I saved in insurance premiums by living.. But now at 61 (I am in good health) coverage for the farm and a some extra is needed.
Again my wife will get my pension / social security etc..
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Today's Featured Article - New Life for an Old Allis - by Tyler Woods. My friend Jon, has an old '39 Allis Chalmers B. He thought it a marginal tractor that had long since served its time. She smoked terribly and never had much power but he couldn't afford another so he was limping along with what he had. Jon's Allis has a small front loader and though it doesn't carry much, it serves his needs. It was the hard starting and low power that made him think it was time to replace the old girl. Jon called me to help him discover why his tractor wouldn't start
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