Won't tell you what you should do. If was me, I'd probably have it fixed out of my own pocket if the cost was reasonable. My brother on the other hand would turn it into his insurance company and tell me I'm nuts for not. No harm done either way as far as I'm concerned.
When I hit a deer about a year ago with my '96 Dodge beater and pulled into a gas station with a broken headlight and plenty of other damage, the local constibal saw me coming and pulled in with me to make sure I knew that I had a headlight out so that it got replaced right there. I explained had hit a deer a few miles back then reached down to pull some fur out of some cracks where it got pulled out as she was flying. It wasn't his jurisdiction, so he called a Michigan trooper that came out and wrote up the report because they said it could have been over $1,000 in damage, and Michigan law requires a report at that point, and a copy was sent to my insurance company automaticly because thats the way they do it there. Of course my insurance company contacted me about the deer accident, but since was my highway beater, I told them I'd pay for it and did. Grill, headlights and turn signals, some other stuff, I don't know, about $600, but then again, my deductible is $1,000 on full coverage by my choice, with a clean record.
I've witnessed people hitting new vehicles intentionally. A pi$$er. If they didn't leave you a note with who, what, where, insurance company, etc, they may as well have hit you intentionally even if they didn't.
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Today's Featured Article - New Life for an Old Allis - by Tyler Woods. My friend Jon, has an old '39 Allis Chalmers B. He thought it a marginal tractor that had long since served its time. She smoked terribly and never had much power but he couldn't afford another so he was limping along with what he had. Jon's Allis has a small front loader and though it doesn't carry much, it serves his needs. It was the hard starting and low power that made him think it was time to replace the old girl. Jon called me to help him discover why his tractor wouldn't start
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