Anyone have the same fun of fighting with the salesperson for a cash price? You tell them over and over, I don't give a hoot about the payment, tell me the cash price, then tell me using the cash price as a base, what the actual interest rate to go financed is.
They bs you with oh its 3%, yeah, but you remove a 4000$ discount as a fee to finance and its 9% financing which I can beat even on an unsecured loan! Worse when its a business vehicle, you lose a current interest expense to get a bit more depreciation expense.
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Today's Featured Article - New Life for an Old Allis - by Tyler Woods. My friend Jon, has an old '39 Allis Chalmers B. He thought it a marginal tractor that had long since served its time. She smoked terribly and never had much power but he couldn't afford another so he was limping along with what he had. Jon's Allis has a small front loader and though it doesn't carry much, it serves his needs. It was the hard starting and low power that made him think it was time to replace the old girl. Jon called me to help him discover why his tractor wouldn't start
... [Read Article]
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