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OT, don't you think that

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Big Hunter

09-23-2008 12:32:44

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with all the major companies folding (for whatever reason) and the goverment being so far in debt and the all the other factors (goverment waste etc.) wouldn"t this be some sort of wake up call to spur the local, state and feds to immediately make all the major cuts in every area possible to off-set this "bail out" instead of just passing all the cost onto the tax payers and continueing to go on and play the game as usual. As far as I see it it"s not a lack of revenue, it"s out of control spending. Soon it will be way too late to be able to fix any of this mess.

And on another note, I"ve been out of work for the last 3 weeks which has given me a chance to work on chatching up on stuff around the home and putting the transmission back together in the 190XT...

ok I"m finished

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j heitkemper

09-23-2008 19:55:49

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Re: OT, don't you think that in reply to john in la, 09-23-2008 18:41:49

This PROBLEM is the product of deregulated dimmy banking firms that put everyone in a house that could not afford one under Correct circumstances starting in the mid 90s,, Kept a lot of guys working framing houses on GOOD farmland , before becoming builders ,These Same Guys had lost their jobs in the manufacturing industry that went over seas because of FREETRADE huh? WITH CHINA ,NAFTA policy, When american worker and investor got the SHAFTA.. It all looked like all was well in dimmy world but ,, THE reality was ,,WE WERE EATING OUR SEED CORN < > and the durn fools are still wanting to continue this bankrupt practice !!!

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geo in MI

09-23-2008 16:35:19

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Re: OT, don't you think that in reply to Big Hunter, 09-23-2008 12:32:44

Dammit, guys, quit spittin' in the cracker barrel.

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jay-eye-see

09-23-2008 17:53:13

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Re: OT, don't you think that in reply to MN Rick, 09-23-2008 17:39:04

just returning the favor

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Spook

09-23-2008 19:07:10

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Re: OT, don't you think that in reply to IndianaRed, 09-23-2008 16:48:20

So if it is all the result of the CRA, why are 95% of all the defaults in non urban areas? I am in a very rural area, and there are foreclosed homes all around me. 3 out of 12 on my street have been in foreclosure. My parents in florida see thousands of condos in their retirement community. I think youre premise is wrong.

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IndianaRed

09-23-2008 19:12:16

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Re: OT, don't you think that in reply to Spook, 09-23-2008 19:07:10

Just curious, where do you get the 95% statistic from?

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IndianaRed

09-23-2008 19:10:39

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Re: OT, don't you think that in reply to Spook, 09-23-2008 19:07:10

I have the answer if you'd really like to hear it. Would you?

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jay-eye-see

09-23-2008 16:54:48

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Re: OT, don't you think that in reply to IndianaRed, 09-23-2008 16:48:20

Do not worry, I am not even going to try to compete with your egotisical rant. Read into that what you will.

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IndianaRed

09-23-2008 16:59:42

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Re: OT, don't you think that in reply to jay-eye-see, 09-23-2008 16:54:48

I never mentioned myself once, but whatever.

Sounds like you need to read more, go get some facts under your belt so we can discuss issues, not call each other names. Oh ya, I didn't do that, you did.

Ignorance truly is bliss.

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jay-eye-see

09-23-2008 17:09:16

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Re: OT, don't you think that in reply to IndianaRed, 09-23-2008 16:59:42

There, im ignorant and you are egotistical. That is not exactly what I said but I am ok with it all the same. I will not try to match wits with your ego so dont worry. Spose I could dig around and come up with crap that supports my view but it is not as important to me to be viewed as correct.

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Vito

09-23-2008 15:28:16

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Re: OT, don't you think that in reply to Big Hunter, 09-23-2008 12:32:44

The U.S.A. unfortunately has reached the level of a non functioning coporate entity ( almost bankrupt)with the shareholders ( you and I )having no voice.Our board of directors and CEO have their own adgenda.
Just a few quick toughts
Vito

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kyplowboy

09-23-2008 19:35:42

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Re: OT, don't you think that in reply to Vito, 09-23-2008 15:28:16

well said

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sasedivy

09-23-2008 15:16:31

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Re: OT, don't you think that in reply to Big Hunter, 09-23-2008 12:32:44

Take a look through this website, not once have I heard any talk from our elected officials in trying to revisit our social programs for waste, duplication or value...

Link

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bob5

09-23-2008 17:42:26

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OT don,t you think that in reply to sasedivy, 09-23-2008 15:16:31

the 9 trillion debt has really taken effect inthe last 7 yearsand will grow in next few months

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NcNE

09-23-2008 14:41:44

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Re: OT, don't you think that in reply to Big Hunter, 09-23-2008 12:32:44

Im going to try and keep this kind of short. (I could probably give several Sundays worth of sermons on my feelings toward the economy and the way the government is handling it) Basically in my opinion, the biggest problem with the economy is GREED. Instead of making decisions that would benefit the American people as a whole, executives and government officials instead make decisions that benefit very few, mostly themselves. Special intrest groups are also part of the problem. Keep in mind that these groups are kind of like people, some have a legitimate purpose and some are of questionable character. The trouble groups use their connections and support to influence the decision makers to make greedy decisions. Those in office also need to pay more attention to the regular working man. Think of the blue collar Americans as the spokes in a wheel. Without them, the whole wheel falls apart. The world has already saw what happens when you let the corporate execs make decisions.

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dean 890

09-23-2008 17:44:48

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Re: OT, don't you think that in reply to NcNE, 09-23-2008 14:41:44

as someone said best goverment that lobbist can buy

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gun guru

09-23-2008 13:48:54

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Re: OT, don't you think that in reply to Big Hunter, 09-23-2008 12:32:44

If a guy in government (fed, state, local) said "Hey" lets cut costs on employee bennies and do layoffs then that guy in that government would be black-balled by his cronies and run out of office on fraud charges. Bottom line----How offen do you hear of government employees getting laid off, very rare. Some cops and fireman get the boot sometimes. A government can raise taxes on the victims (us) and that is how they get payraises, new cars etc. etc. etc.

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dde

09-23-2008 14:33:08

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Re: OT, don't you think that in reply to gun guru, 09-23-2008 13:48:54

hey gun guru, its been happening ever since 1994 when i face d layoffs in the Bureau of Reclamation. Trouble is they lay people off then contract them back at more money than what they were paying them as employees. Main solution would be to get people in office that treat the money as if it was there own and not just a number on a piece of paper.

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JML755

09-23-2008 13:16:40

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Re: OT, don't you think that in reply to Big Hunter, 09-23-2008 12:32:44

Big Hunter,

It's starting to happen on the local level here in Michigan. Revenues are shrinking and local budgets are in the red. Biggest causes for present and future local budget deficits are benefits for present and past goverment employees. Our county has been offering a sweet deal so employees can retire at 50 with full benefits. They also play games with OT pay, sick time, etc. so govt employees retire and their pension is calculated using all these add-ins. It's not unusual here in MI to hear a story about a police chief who retires with a six-figure pension, more than he made annualy before retirement. There's also a lot of double dipping where a city employee works just enough to qualify for a pension, then transfers to the county and works enough for a county pension. Couple this with retirees getting full paid health care and there's no money left for the day-to-day city or county operations, like fixing the roads.

As I said though, the taxpayers are getting wise and telling local govt to cut costs, especially in the health care and retiree benefit areas I cited. If it starts to work at the local level, it will then move to the state level and then, hopefully, to the federal level.

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jdemaris

09-23-2008 13:08:57

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Re: OT, don't you think that in reply to Big Hunter, 09-23-2008 12:32:44

When is the last time you saw a federal, state, or heck . . . even a town or local school government cut back when revenues got a bit scarce? I haven't seen in my lifetime. Most people making those decisions are already on the tax-payer payroll and are not going to make waves - or give themselves and cohorts any paycuts or layoffs.

In regard to all this bail-out nonsense because of "homeowners with bad mortgages?" That's an oxy-moron. "Homeowners" don't have mortgages. Those with mortgages do NOT own their homes - somebody else does.

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kyplowboy

09-23-2008 19:41:07

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Re: OT, don't you think that in reply to jdemaris, 09-23-2008 13:08:57

School board here has cut back on all extra curicular transportation. Yep thats right, football players and cheerleaders have to find their own way to games. FFA kids have to find thier own way to state fair. I **** you not.

Dave

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Steven f/AZ

09-23-2008 14:21:48

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Re: OT, don't you think that in reply to jdemaris, 09-23-2008 13:08:57

jdemaris said: (quoted from post at 13:08:57 09/23/08)In regard to all this bail-out nonsense because of "homeowners with bad mortgages?" That's an oxy-moron. "Homeowners" don't have mortgages. Those with mortgages do NOT own their homes - somebody else does.

So, if you have a loan out on your car, you don't own it either?

I'm really upset by this, why do I have to carry insurance on and maintain something that someone else owns?!?!? LOL

This mess is a result of people who could NOT AFFORD a darn house to begin with by getting a slick loan that converts to a payment they can NOT AFFORD.

Shame on me for getting a normal, 30-year fixed loan with a payment I can afford. No one will bail me out, now. Should have went for that 1/2 million dollar mansion on the river, I guess...

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KEH

09-23-2008 17:13:35

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Re: OT, don't you think that in reply to Steven f/AZ, 09-23-2008 14:21:48

If you are paying off a car loan, no, you don't own the car until it is payed off. The bank holds the title until the last payment is made and the bank is not necessarily in a hurry to send you the title when you have made the last payment. Slightly amusing story about car titles: BIL bought a truck from an individual who owed money on it. Deal was that BIL would pay off loan. Finance company said they would send title when check cleared. He went to his bank, cashed check, payed off loan with cash, walked out with title marked paid.

On house, bank holds deed until final payment is made. It's a great feeling when you make that last payment and get the deed.

KEH

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Dave from MN

09-23-2008 13:02:01

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Re: OT, don't you think that in reply to Big Hunter, 09-23-2008 12:32:44

I don"t think very many on any level really care about cutting cost. I don"t think any of them have "lean thinking" anywhere in their head or experience. They are never told, "NO,you will not get any more money, find a way to make it work with what you have!" Govt spends and spends and spends, with little concern about where it comes from. look at how the live, look at how the give them selves unneeded and undeserved raises. Look at all the reimbursements they want/get for things you and I have to absorb as normal living expenses. They are the royals, we are the peasants. Wait until we are paying 50% percent income tax. Yes, I am getting a bit upset about the current economic situation

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big fred

09-23-2008 14:02:43

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Re: OT, don't you think that in reply to Dave from MN, 09-23-2008 13:02:01

You might try something I did back in '94. I added up my income tax, SS tax, state and local sales taxes, property taxes, gas tax, phone tax, auto registration tax, and any other tax I could identify. When I got done, I found that I was paying somewhere near 45% of my gross income to some level of government. And that was 14 years ago. Haven't dared do it again.

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Mike M

09-23-2008 12:58:26

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Re: OT, don't you think that in reply to Big Hunter, 09-23-2008 12:32:44

There you go thinking again ! LOL

In the real world if you don't pay your bills you go belly up. To bad governments don't have to play by the same rules. They just print more money to cover it up ?

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IndianaRed

09-23-2008 17:11:25

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Re: OT, don't you think that in reply to Mike M, 09-23-2008 12:58:26

No, they forcibly take more money from us. But I agree with your statement.

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