Posted by Brian Jasper co. Ia on December 14, 2008 at 13:34:39 from (67.142.130.41):
In Reply to: Re: Mail thieves- again! posted by Marry a Tractor on December 13, 2008 at 17:20:06:
There is a huge difference between "canceling" a credit card and "freezing" your credit. When you freeze your credit, it makes it impossible for someone to fill out a credit application with your info and get it approved. ALL credit card companies pull a credit report when they decide weather or not to issue credit cards. When they pull your credit report and it is frozen, they will contact you to see if you actually did apply for any form of credit. If you reply no, the application is denied. It's been a while, but it used to be many dept stores like Sears, Penny's etc would ask you at the checkout if you would like to fill out a credit card app and charge your purchase and offer a free gift for doing so. It only took like 10 minutes to get an approval or denial. Freezing your credit has nothing to do with any current credit cards you may already have, it just stops someone from getting new credit cards in your name. Consumer advocate Clark Howard has a web site that can walk you through freezing your credit.
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Today's Featured Article - An Old-Time Tractor Demonstration - by Kim Pratt. Sam was born in rural Kansas in 1926. His dad was a hard-working farmer and the children worked hard everyday to help ends meet. In the rural area he grew up in, the highlight of the week was Saturday when many people took a break from their work to go to town. It was on one such Saturday in the early 1940's when Sam was 16 years old that he ended up in Dennison, Kansas to watch a demonstration of a new tractor being put on by a local dealer. It was an Allis-Chalmers tractor dealership,
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