I'm not sure I've seen a factory rops that I'd completely trust. Not enough gusseting and cross/X bracing to keep it from collapsing like scissors. Not heavy enough metal for the rollover force(weight times speed of rollover, etc.) Then the weak points are the attachment points. Anything under 1" bolts for the axle attachments are suspect. The front attachments may just be welded onto plate held by a few little bolts and not necessarily the frame.
Finally, just like cars, a seat belt is a must or you end up getting thrown and then rolled over on.
That lawsuit could come from a member of your own family as well. Just like in a car accident where the driver is at fault(negligent) and the passenger(s) who are probably family member(s) such as a wife or kids get hurt. They end up having to sue their own Husband/dad/driver to collect under their own car insurance. Happens all the time.
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Today's Featured Article - An Old-Time Tractor Demonstration - by Kim Pratt. Sam was born in rural Kansas in 1926. His dad was a hard-working farmer and the children worked hard everyday to help ends meet. In the rural area he grew up in, the highlight of the week was Saturday when many people took a break from their work to go to town. It was on one such Saturday in the early 1940's when Sam was 16 years old that he ended up in Dennison, Kansas to watch a demonstration of a new tractor being put on by a local dealer. It was an Allis-Chalmers tractor dealership,
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